Effective date: September 21, 2026 · Applies to the CC Money apps for Android and iPhone (com.ccmoney.app)

CC Money (“the app”, “we”, “us”) is a personal budgeting app. This policy explains what information the app collects, why, where it is stored, who it is shared with, and how you can delete it.

In short

• You sign in with your Google account (or, on iPhone, with your Apple account) so your records can be backed up and kept in sync across your devices.
• What you write in the app (entries, accounts, categories, notes, and settings) is stored in your own space in our cloud database. Only you can access it.
• We show no ads and use no analytics or tracking tools. We do not sell your data.
• Feedback and crash reports are sent only when you choose to send them.
• You can delete individual records, erase all records, or delete your account at any time from inside the app.

1. Information we collect

1.1 Account information

When you sign in with Google, we receive your email address and a unique account identifier from Google through Firebase Authentication. We use them only to sign you in, to show which account is signed in, and to keep your data separate from other users’ data. We do not receive your Google password.

On iPhone you can also sign in with Apple. We then receive a unique account identifier and, if you choose to share it, your email address (which may be a private relay address from Apple). We use them in the same way and do not receive your Apple password. Google and Apple sign-ins are separate accounts in CC Money.

1.2 Content you create

The records you enter are stored so they can be backed up and synced to every device where you sign in:

• Entries: date, type (income, expense, or transfer), amount, currency, category, account, description, and memo
• Accounts (assets) and their names, currencies, and starting balances
• Categories and your favorites
• Notes and checklists
• App settings such as your main currency, favorite currencies, week and month start, theme, language, and tab order

We do not connect to your bank, card company, or any financial institution. The app only contains what you type in yourself.